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Olsen Home Team, Property Executives Realty James & Karen Olsen OLSEN HOME TEAM Search Homes for Sale

Local Partners

Lenders, Inspectors, Insurance & Title Companies We Work With

The local people we send our own clients to — the loan officers, home inspectors, insurance agents and title companies we have actually worked with across Hudson, River Falls, New Richmond and just across the river in Woodbury. Not one of them pays us a penny to be on this page.

Ask for an Introduction How Pre-Approval Works

You are free to use any lender you like — you are never required to use anyone listed here

$0We Are Paid For Referrals
All 4Licensed WI & MN
LocalOffices, Not Call Centres
Compare 2+Always Shop Your Loan

Why This Page Exists

Who You Borrow From Affects Your Offer

Most buyers pick a lender on rate alone and are surprised when it costs them a house. When your offer arrives, the listing agent reads your pre‑approval letter and advises the seller on it — including whether the lender is a name they recognise and can actually reach on a Sunday afternoon. Two identical offers do not read identically.

That is the whole reason we keep a short list rather than handing people a directory. These are loan officers we have closed transactions with, who answer the phone, and who know which Wisconsin programs apply to which buyer.

Read this part before you read the names. We receive no compensation, referral fee, or thing of value from any lender on this page, and we have no ownership or business affiliation with any of the firms listed. You are not required to use them — you may use any lender you choose, and we would still encourage you to compare at least two. This is a list of people we trust, not an endorsement of their rates or terms, and it is not a recommendation that you borrow.

Senior Mortgage Consultant

Ryan Magee

Tradition Mortgage

“Ryan Magee is a Senior Mortgage Consultant with Tradition Mortgage licensed in WI and MN. He has been originating mortgages since 2003 and loves helping clients buy, build, or refinance a home. Ryan prides himself on customer service and communication, which makes for a smooth transaction and a positive customer experience. Ryan is originally from River Falls, WI and has office locations in Hudson, WI and Woodbury, MN. Programs available are Conventional, FHA, VA, New Construction, Down Payment Assistance, USDA, WHEDA, JUMBO, along with several others. For VA loans we waive our lender fee as a thank you to veterans, making the closing costs much lower vs other lenders. Outside of work Ryan enjoys spending time with his family, the outdoors, and golf.”

Ryan’s own description, published as written.

Loan Officer

Eric Pederson

Novus Home Mortgage
  • Office625 Commerce Dr., Suite 108, Hudson, WI
  • NMLS642070
  • Direct 651-983-4724
  • Email epederson@novushomemortgage.com
  • LicensedAll 50 states
  • Loan typesConventional, FHA, VA, USDA, WHEDA and jumbo — plus non‑QM options (DSCR, business bank statement, 1099) for self‑employed buyers

In mortgage since 2001, and a former underwriter — which is the useful part. He has sat on the side of the desk that decides yes or no, so the questions he asks at application tend to be the ones that decide the file weeks later. Novus underwrites and processes in house, and he says qualified buyers regularly close in under thirty days with no wait for funding at the table. He is also the one to call if you are self‑employed or your income does not fit a standard box. Carries a 4.8‑star average across 137 client reviews on the independent platform Experience.com.

Loan Consultant

Scott Prindle

loanDepot
  • Office245C S Knowles Ave, New Richmond, WI
  • NMLS286282
  • Direct 414-534-4742 (mobile) · 715-903-6701 (office)
  • Email SPrindle@loandepot.com
  • LicensedAll 50 states · Wisconsin licence #286282
  • HoursHe answers calls 8am to 9pm every day, weekends included

“My name is Scott Prindle. I have been in the mortgage business for 26 years. You may have never done a mortgage before — but when you work with me, it’s like you’ve done it 8,000 times. I’ll walk you through every step. I answer my phone, I return calls promptly and customer service always comes first. There are lots of ways to build a mortgage. I will show you choices to make.”

Scott’s own description, published as written.

Branch Manager

David Wahrenbrock

Citywide Home Mortgage

In mortgage since 2005 and a branch manager for fifteen years. He is the one to call on a purchase that does not fit a standard box — he lists USDA loans, which matter more in rural Pierce and St. Croix County than most lenders realise, and bank statement loans for self-employed buyers who look wrong on paper and are not.

Also Local

Title Companies — Whichever Is Closest to Your Closing

In Wisconsin the title company runs your closing, and there is no reason it should be the one that happens to suit us. In James’s words:

“I always use the title company closest to the closing. I choose people who do a good job and are convenient for the client.”James Olsen, Managing Broker
  • Land Title2424 Monetary Blvd, Hudson, WI 54016 — in the Monetary Centre
  • Partners Title401 2nd St, Suite 100, Hudson, WI 54016 · 651-209-8751
  • Knight Barry Title116 E Elm St, River Falls, WI 54022 — their closing cost calculators are genuinely useful before you make an offer
  • St. Croix Abstract & Title575 N Knowles Ave, Suite B, New Richmond, WI 54017 · titlesolutionsinc.com

Home Inspectors — People Who Will Tell You Plainly

A good inspector will talk you out of a house when it needs it. These are the ones we trust to do exactly that.

Insurance — Local Agents Who Know the Ground

Shoreland, outbuildings, wells and rural water all change how a policy is written. These agents work the St. Croix Valley and understand it.

Before You Call Anyone

Four Things Worth Doing First

  1. Speak to two, not one. Rate is only part of it — compare the lender fees on the estimate line by line, not just the headline number.
  2. Apply close together. Credit scoring models generally treat multiple mortgage enquiries in a short window as a single event, so shopping around need not cost you.
  3. Ask for a direct number on the letter. Listing agents do ring. A lender who picks up strengthens an otherwise identical offer.
  4. Get pre-approved before you tour. Not after you have found the house. It is what lets you move on the day it matters.

If you would rather we simply made the introduction, say the word and we will put you in touch with whichever of them fits your situation better — then step back out of it.

Who put this list together James Olsen is a managing broker with Property Executives Realty, licensed in both Wisconsin and Minnesota, with more than two decades in law enforcement before real estate. These are people he and Karen have actually closed transactions with. More about James & Karen →

Questions About This List

Do you get paid for referring me to these lenders?
No. We receive no compensation, referral fee, commission, or thing of value from any lender listed on this page, and we have no ownership interest or business affiliation with any of the firms listed. They are listed because we have worked with them and they do a good job for buyers. Accepting payment for a settlement service referral would be unlawful, and we do not do it.
Do I have to use one of your lenders?
Absolutely not. You are free to use any lender you choose, including your own bank or credit union, and it will make no difference to how we represent you. We would still encourage you to compare at least two, whether or not either of them is on this page. The same applies to your title company and your home inspector.
Does my choice of lender really affect my offer?
More than most buyers expect. When your offer arrives the listing agent reads your pre-approval letter and advises the seller on it, including whether the lender is one they recognise and can reach. A letter from a responsive local loan officer with a direct phone number on it strengthens an otherwise identical offer. It costs nothing to get this right and it is one of the few advantages available to a buyer who is not the highest bidder.
Will comparing several lenders damage my credit score?
Each application involves a credit enquiry, which can have a small effect. Credit scoring models generally treat multiple mortgage-related enquiries made within a short shopping window as a single event, so comparing two or three lenders does not normally compound the impact. The practical point is to do those applications close together rather than spreading them over months. Your loan officer can explain how this applies to your situation.
Why does it matter that they are licensed in Wisconsin and Minnesota?
Because the St. Croix Valley sits on a state line and a great many buyers here are still weighing both sides of the river. A loan officer licensed only in one state cannot follow you across it, which means starting the process again if you change your mind about where to look. All four lenders listed here can price a purchase on either side, which keeps your options open while you decide.
What should I ask a lender on the first call?
Ask which loan programs you are likely to qualify for and why, what documents they need from you today, how quickly they can issue a pre-approval once they have them, whether they will put a direct phone number on the letter, and for a written estimate showing their lender fees separately from third-party charges. Comparing those estimates line by line is where buyers most often save money.

Want an Introduction?

Tell us roughly where you are in the process and we will put you in touch with whichever of them suits your situation — or simply confirm that the lender you already have is a good one. No cost, and nothing in it for us either way.

Talk to James & Karen Start With the Buyer Guide

Property Executives Realty is a real estate brokerage and not a mortgage lender, title company, or insurer. We receive no compensation, referral fee, or thing of value in exchange for the referrals on this page, and we have no affiliated business arrangement with any provider listed. Nothing here is a loan offer, a commitment to lend, an endorsement of any provider's rates or terms, or personalised lending advice, and you are never required to use any provider we mention. Details shown were taken from each provider's own published profile and may change — confirm current licensing, terms and contact details directly with them. Property Executives Realty supports Equal Housing Opportunity.